Before arriving in Sweden, it is important to ensure that you have adequate insurance coverage.

Personal Injury Insurance

All students, regardless of nationality, who are admitted to and pursue their undergraduate, graduate or doctoral studies at Jönköping University, are covered by the Personal Injury Insurance for students. The insurance applies in Sweden and covers injuries during school hours and during travel to and from the location where school hours are spent. It does not cover injuries during leisure time or medical treatment costs during illness.

Liability Insurance

The liability insurance includes damage or loss caused by the student during the time when the student resides at a work site, as part of ongoing training. The insurance is valid worldwide with the exception of the USA and Canada.

Once a damage has occurred it should be reported as soon as possible to the school. The insurance covers damage or loss to up to 10 million SEK.

Health Insurances

If you need health care in Sweden different rules apply depending on which country you are from and if you are registered in the population register in Sweden. Always make sure that you have adequate health insurance. If you do not have insurance, you will have to pay the entire cost yourself if you need health care, which can be very expensive. Some countries have agreements with Sweden regarding medical benefits and in that case you pay the same health care fees as a person resident in Sweden.

Please contact the Swedish Social Insurance Office (Försäkringskassan) or visit their website for information regarding your country.

Please also note that if you plan to travel to other countries in Europe, other rules may apply regarding health care fees and you always have to make sure that you have adequate health insurance coverage.

Tuition Fee-Paying Students -"FAS Insurance"

This supplementary insurance applies only to tuition-fee-paying students, is valid for as long the student is studying at Jönköping University. It applies during the education period in accordance with the LADOK system which means that the student needs to be active and registered at a course in order to be covered by the insurance. The insurance includes:

• disability and death benefits
• medical and dental care
• home transport
• third party liability
• legal expenses

The insurance is valid in Sweden only, 24-hours a day, as well as two weeks before the start of study and two weeks after the end of study. It also applies during direct travel between the home country and Sweden.

Students receive proof of their insurance policy in their letter of acceptance.

Since the insurance is for emergencies only, students are recommended to purchase a separate insurance of their own.

For more information, refer to the full terms and conditions of this insurance (on the right).

Exchange Students - "Student IN Insurance"

Exchange students admitted at Jönköping University receive a supplementary health insurance. The insurance includes:

• disability and death benefits
• medical and dental care
• home transport
• basic personal property coverage
• third party liability
• legal expenses

The insurance is valid in Sweden only, 24-hours a day, as well as two weeks before the start of study and two weeks after the end of study. It also applies during direct travel between the home country and Sweden.

Students receive proof of their insurance policy in their letter of acceptance.

Since the insurance is for emergencies only, students are recommended to purchase a separate insurance of their own.

For more information, refer to the full terms and conditions of this insurance (on the right).

EU/EEA/Swiss citizens

If you’re a citizen of any of the EU/EEA countries or Switzerland, you should register for a European Health Insurance Card (EHIC) in your home country before coming to Sweden. This card gives you the right to medical care at the same cost as Swedes. The European Commission has developed an EHIC app with more information on the card and how it works.

If you’re not able to receive your EHIC before leaving home due to long waiting times, you can request a temporary certificate from the same office in your home country that issues the EHIC.

If you don’t obtain an EHIC in your home country, you’ll need to arrange your own insurance coverage to cover costs, as medical care without insurance can be very expensive. However, you always have access to emergency care.